Hey Guys, kalikolom is back with most important topic Get Best term insurance, I hope you are doing well and enjoyed our previous Aritcal. OK let’s explore Today’s term insurance
If you have taken a big loan? If you have family then you must take term insurance term insurance is the cheapest insurance In which you can take high recovery by paying low premium.
So in this article I am going to tell you everything in detail about term insurance. Like what is Term insurance, why should you take term insurance? And most important, how do you use the best term insurance for yourself?
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If you were searching for this thing then you have come to the right place because after reading this article you will not need to look anything else.
First let us talk about what is term insurance?
Term insurance is a life cover that defines period of time This is pure insurance. Only death benefit is available in this No maturity benefit available Let’s understand this through an example. you are 25 years old and have bought trem insurance worth Rs 1 crore in your 15 years. So you have to pay premium around ₹8000 to the company every year If you die during the maturity of this policy, then your family will get a recovery of one crore rupees but if you live for 15 years during this premium then you will not get anything And if you do not Die during this period, you will not get anything in return for the premium you paid.
If that person dies during the term of term insurance, then the nominee will get full money and monthly can also get
If you want your family to get regular income even after your death. So you can take insurance with monthly premium. If we talk about the premium of term insurance. So it depends on age, your smoking habit, on your health, and on existing disease. The younger you are, the less premium you have to pay. Similarly, if you have a lot of smoking habit, then you will have to pay a higher premium. But if you do not smoke then you will have to pay a lower premium. If we talk about payment then you can suck single and regular mode if you want you can also pay 1 time for any plan or else you can suck regular mode in which you take this rally, half yearly, manthly Can we pay
if we talk about cover amount?
You can get more than 20 times your annual income. For example your annual income is ₹ 500000 then you will get a cover of 10000000 rupees comfortably. There is also a joint plane in which husband wife. Both can be graves and also come with addons in this critical diseases, parcel disability or accidental death cover in Addon Plan
You question that why should we buy term insurance?
There can be many reasons for taking Term insurance. As this policy covers your life and loan, if the policy holder dies, then all the loans and the living lying on him can be paid off from this cover, there will be no burden on the family. Rather they will get a financial help.
Critical Illnesses in Term Insurance and. permanent aur passle disability or Accidental death may also be covered.
And it is the cheapest policy of life insurance. Have to pay low premium. and get high cover. And in this, tax benifits has to be paid under section 80C.
overall conclusion
After the death of the holder Helps in repaying loans and liabilities. Provides a financial production to his family That’s why you should definitely take term insurance.
So let’s move on to how you can be a good Term Insurance can select. You should go to the platform policy bazar to choose a good and strong term insurance. The specialty of this policy market is that you get 5.5 Cheaper terms insurance plans are available than others. If you take a term insurance plan in offline So you will get the policy market cheaper online than offline And here you are guaranteed the lowest price that you will not find it cheaper anywhere else. These policybazaar guarantee it.
The second advantage is that in the policybazaar Almost all the company you will find here in one place in the policybazaar. And it becomes quite easy for you to compare all the company plans and get a better and cheaper plan.
The third advantage of Policy Bazaar is if you take Term Insurance from here. So you will not have to go to the company to make a There is no need to claim as you can get your term insurance claim done in the PolicyBazaar it’self. Policy Bazaar’s daddy’s dedicate Claim Assistance program Which is absolutely free. In this you will get clean support. Document pickup free counseling. You will get the Claim Assistant Card from here. Hey the best thing is you will also get claim helpline number here. And then you will get all this benefit only if you get term insurance from Policy Bazaar.
will take In order to take a plan from the policy Bazaar, first of all you have to create an account in the policy Bazaar by clicking on the link given below.
It is very easy to open an account in Policy Bazaar. As soon as you open an account in the policy Bazaar, all the term insurance planes of the company will come in front of you. In that you can see the claim settle in the top centre! You can see the claim settel of all the companies there. Along with that you will get to see there. With which plane you will get add on plane, that has also been mentioned there.
Along with that, you can see the plans of all the companies, then in which plane you will have to pay how much premium in a month. If you want, you can pay one time a year. You can do it twice a year and you can do it every month. Now there you can suck the plane in your own way. If you want a lot of life cover, then you will get a filter option in the right top site. By clicking there, you can filter the life cover according to how many likes you want.
If you have compare for all company plans, then you can clicking on top left site compare options. After clicking here, the term insurance plan of all the companies in front of you And you can compare all these compare planes very easily with each other. And by clicking on whichever plan you want to term insurance, you can compare it with each other, that’s why select a good and best term plan for yourself. You can customize your According to plans like for how many years you want to apply for a plan and how often you want to pay premium. Do you want to pay the entry premium in one go or do you want to pay the monthly premium. You have to select all this compare yourself?
In this way, you can compare the plans of all the companies from policybazaar.com and get the best plan for yourself and with a good in low price